How will treatment get paid for?

The at-fault driver's insurance pays for bills in one lump sum at the end of treatment. We help you utilize available coverage, i.e. medical payments coverage, health insurance, Medicare, Medicaid, and liens until the at-fault driver's insurance pays.

What is the fastest way to get property damage claims paid?

The at-fault driver's insurance is responsible for your property damage. It may be quicker to go through your insurance. Once the property damage is fixed and paid for, your insurance recovers the deductible from the at-fault carrier and reimburses you.

What is the timeline for my case?

Timeline for settlement varies on a case by case basis. The time frame depends on the duration of medical treatment.

What is the timeline for my case?

Once treatment is concluded and all medical records are collected, we send all of the pertinent information to the at-fault driver's insurance company and give them about 30-45 days to perform the claim evaluation.

What is the timeline for my case?

Depending on whether the insurance evaluation is fair or not also affects the case timeline. We will never rush you into settling your case. We want to make sure everything is included, including potential future treatment.

How does Lapham Law Firm get paid?

The initial consultation is always FREE. We get paid on a contingency fee basis. Once a settlement is obtained, we will take a percentage. If no settlement is recovered, we do not get paid.

What is my case worth?

Each case is unique and case worth is dependent on various factors, including, but not limited to, type of injury, the effect of your injury on you and your family, medical bills, duration of treatment, and the amount of insurance coverage available.

Who is Lapham Law Firm?

Lapham Law Firm, P.C. specializes in personal injury and accident law. We strive to make a positive difference in our clients' lives by safeguarding their legal rights.

What is a medical lien?

A contract between the patient and the doctor in which the doctor waits to get paid for his/her services out of the settlement.

Who can generate/approve a medical lien?

The doctor and the patient decide if they would like to proceed with a medical lien.

I hear lawyers use the word “subrogation” what exactly is that?

Subrogation is the right of the insurance company, pursuant to the contract, to recover money that they paid for a client's medical treatment out of the settlement.

How can a personal injury attorney help?

They help to manage insurance claims process, assess long-term effects of injuries, value damages, and offer legal guidance and knowledge to help you through this difficult time.

What is the difference between a lawsuit and an insurance claim?

An insurance claim is a demand to recover for loss you incurred with the other driver's insurance company/policy. A lawsuit is filed if you cannot come to a resolution to that insurance claim.

How long does it take to reach a settlement?

Your injury claim or “case" is based on the extent of your injuries. You do not want to proceed with an injury claim until you know the extent of the injuries. The timing for settlement will depend on how long treatment takes.

What legal fees does Lapham Law charge?

Fees are based on contingency, which means we are only paid when we recover damages for our client. There are no upfront costs to hire Lapham Law Firm as your attorney.

What is Wrongful death?

When someone dies because of the negligence of another person.

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Resources

What to do after a Hit and Run Accident?

Lingows Admin • Jun 02, 2020

Here are 6 of the most important things you should do immediately after a hit and run accident.

Nothing is worse than a hit and run accident. It is estimated, by the NHTSA, that a hit and run accident happens every 43 seconds in the United States. You don’t have to be in a vehicle to be the victim of this type of accident. A hit and run is defined as an accident where a person involved flees the scene without providing any information or neglects to report the accident. This often leads to a delay in treatment for the victim and additional burdens on law enforcement as they try to find the offender.

As the victim, you should take the following steps, in the order they appear:

1. Move out of traffic and park on the side of the road

Do not try to follow the offender or take action to detain them; this could lead to additional injuries or worse. Remain at the scene of the accident and wait for the proper authorities to arrive.

2. Don’t wait to call 911

How soon should I report the hit and run accident? Once you are safely out of traffic flow, you should immediately call 911. While you’re waiting, you should collect your thoughts so you can coherently tell the police about the incident and your actions. If you have a pen and paper handy, you can write down all the information you remember, such as, the license plate number, make, model, and color of the car. Making this call could be vital when it comes time to file an insurance claim. Insurance companies are more likely to deny your claim if you have incoherent information. Reported hit and run accidents have a higher chance of being reimbursed if they have been reported.

3. Having accurate proof and data

Where hit and run accidents are concerned gathering accurate information and having proof is vital. Consider installing a dashcam in your car to ensure that any issues are recorded. It can capture data that you might not have been aware of or happened so quickly you didn’t catch it. After you call the police, you can review the footage to see if it captured details that could help locate the culprit. If you don’t have a dashcam, you can look around to see if there are any businesses around that have CCTV pointed in the direction of the car accident. Also, please take note of the traffic lights in the area since they may have CCTV cameras installed on them.

4. See if there are any witnesses

Finding a witness or witnesses would be beneficial in this situation. They could present details about the incident that you might not have seen and can back up your version of events as well. Make sure to write down their contact details, if they are willing to give them, and keep it with you. This will be important information to have available when you call a lawyer.

5. Get in touch with your insurance provider

Call your insurance company as soon as possible and let them know about the accident. However, contacting your insurance provider will only be beneficial if you have coverage for hit and run accidents.

6. Call in a qualified personal injury attorney

If you were injured or suffered extensive property damage, you will want to call a qualified lawyer who can help guide you through this difficult time and make sure you don’t miss your statute of limitations.

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