Question 1

How will treatment get paid for?

Accepted Answer

The at-fault driver's insurance pays for bills in one lump sum at the end of treatment.  We help you utilize available coverage, i.e. medical payments coverage, health insurance, Medicare, Medicaid, and liens until the at-fault driver's insurance pays.

Question 2

What is the fastest way to get property damage claims paid?

Accepted Answer

The at-fault driver's insurance is responsible for your property damage.  It may be quicker to go through your insurance. Once the property damage is fixed and paid for, your insurance recovers the deductible from the at-fault carrier and reimburses you.

Question 3

What is the timeline for my case?

Accepted Answer

Timeline for settlement varies on a case by case basis. The time frame depends on the duration of medical treatment.

Question 4

What is the timeline for my case?

Accepted Answer

Once treatment is concluded and all medical records are collected, we send all of the pertinent information to the at-fault driver's insurance company and give them about 30-45 days to perform the claim evaluation.

Question 5

What is the timeline for my case?

Accepted Answer

Depending on whether the insurance evaluation is fair or not also affects the case timeline. We will never rush you into settling your case.  We want to make sure everything is included, including potential future treatment.

Question 6

How does Lapham Law Firm get paid?

Accepted Answer

The initial consultation is always FREE. We get paid on a contingency fee basis. Once a settlement is obtained, we will take a percentage. If no settlement is recovered, we do not get paid.

Question 7

What is my case worth?

Accepted Answer

Each case is unique and case worth is dependent on various factors, including, but not limited to, type of injury, the effect of your injury on you and your family, medical bills, duration of treatment, and the amount of insurance coverage available.

Question 8

Who is Lapham Law Firm?

Accepted Answer

Lapham Law Firm, P.C. specializes in personal injury and accident law. We strive to make a positive difference in our clients' lives by safeguarding their legal rights.

Question 9

What is a medical lien?

Accepted Answer

A contract between the patient and the doctor in which the doctor waits to get paid for his/her services out of the settlement.

Question 10

Who can generate/approve a medical lien?

Accepted Answer

The doctor and the patient decide if they would like to proceed with a medical lien.

Question 11

I hear lawyers use the word “subrogation” what exactly is that?

Accepted Answer

Subrogation is the right of the insurance company, pursuant to the contract, to recover money that they paid for a client's medical treatment out of the settlement.

Question 12

How can a personal injury attorney help?

Accepted Answer

They help to manage insurance claims process, assess long-term effects of injuries, value damages, and offer legal guidance and knowledge to help you through this difficult time.

Question 13

What is the difference between a lawsuit and an insurance claim?

Accepted Answer

An insurance claim is a demand to recover for loss you incurred with the other driver's insurance company/policy. A lawsuit is filed if you cannot come to a resolution to that insurance claim.

Question 14

How long does it take to reach a settlement?

Accepted Answer

Your injury claim or “case" is based on the extent of your injuries. You do not want to proceed with an injury claim until you know the extent of the injuries. The timing for settlement will depend on how long treatment takes.

Question 15

What legal fees does Lapham Law charge?

Accepted Answer

Fees are based on contingency, which means we are only paid when we recover damages for our client. There are no upfront costs to hire Lapham Law Firm as your attorney.

Question 16

What is Wrongful death?

Accepted Answer

When someone dies because of the negligence of another person.

Railroad Crossing Accidents